Latent Semantic Indexing – An SEO Strategy

Although the word Latent Semantic Indexing sounds a little complicated, it is quite a conceptual term which you might be already using in your keyword research and SEO.

However a conscious closer look at it will definitely give you fair idea of what is Latent Semantic Indexing.

When a user types a query into Google’s search box, this is known as ‘keyword’ and Google gives the user certain results based on the typed keyword.

Let’s take an Example-

When we type the word “aviator” in Google Search, before entering, you get a number of options below the search box, which are predicted by Google based on the keyword entered such as Aviator Watch, Aviator Bike, Aviator Sunglasses, Aviator Movie etc…
This shows that the person searching with the word aviator might be looking for ‘aviator sunglasses’ or ‘aviator movie’ which are 2 totally different things. You will not want your website to rank in the search engine result pages for ‘aviator movie’ if your website is selling sunglasses.

APPLE – A FRUIT OR PHONE?

In the search query “Apple,” ‘Apple’ might mean the ‘Fruit Apple’ or ‘Apple iPhone’. So, when the user types in a keyword, Google analyses the words entered after the keywords and understands the intent of the user to know what he is looking for.

After this, Google scrutinizes the websites having this keyword and understands the context for which it has been used and ranks the websites which will best answer the user’s question.

This context based search is called as Latent Semantic Indexing and optimizing your content using ‘Latent Semantic Keywords’ is known as ‘Latent Semantic Optimization’. Therefore, you should understand how the search engine thinks and devise your keyword strategy accordingly.

HOW DOES LSI MAKE YOUR CONTENT MORE SEO-FRIENDLY?

Latent Semantic Indexing provides context to your content.

Even though your content has rich and interesting information and the primary keywords, it will not be useful without using LSI-driven keywords as it will not be able to give Google a clear idea of what your content is about and your website might land on a SERP where it is not relevant.

So LSI keywords give a context or meaning to your content and helps Google understand it better. The search engine is constantly looking for ‘the user’s intent based on relationship between keywords’ and ‘your content’s context matching that intent’ such as ‘aviator sunglasses’, ‘ray ban aviator sunglasses’ could be LSI keywords for “aviator” in the context of sunglasses.

LSI helps you gain web traffic
Importantly, Search Engines cannot interpret the meaning behind a text easily like we human beings do. Latent Semantic Indexing keywords make Google’s work easier to understand your web page content and in turn you are ranked higher in the SERP’s and and therefore you are likely to get more traffic.

LSI driven content is also more specifically targeted to reach the intended audience and will land up in front of the right audience. It is beneficial for you as you will gain more traffic, users who will get exactly what they are looking for and search engines to easily understand and give accurate results.

LSI Keywords should be related to the Primary Keyword
Your LSI keywords must answer all the questions related to your primary keyword, that your user might be looking for. Let’s think in the context of movie Aviator. In this case, the user might be looking for “what the movie is about”, “buying DVD of the movie”, “star ratings, cast crew or reviews of the movie”. If your website is about movies, you must use LSI keywords related to above purposes to make your content visible to the user.

Ways to find LSI-Keywords
1. Google Autocomplete: When you type a word in the search engine box, Google gives some predictions or suggestions based on the most popular searches related to that word. This is a good way to look for LSI keywords
2. Google Related Searches: When you type a keyword and get results on SERP, at the bottom of the page Google shows some searches related to the keyword. These are also good examples of LSI keywords
3. LSI Graph: This is a special tool in which you can type a keyword and get a list of all related LSI keywords
4. Keyword Planner Tool: Google keyword planner tool through Google AdWords is also a good way to find all combinations of searches related to your term.
5. Various Tools: Some other tools like Ubersuggest, Keyword Research Database Tool are helpful in finding the LSI keywords.

An SEO-Tip: You can use these keywords in your Title Tag, Description Tag, Header Tag, URLs, Anchor tags and in your website/blog Content.

THINGS TO REMEMBER

• LSI is not the only one SEO strategy that makes your content SEO-friendly. There are many other factors which you will need to ensure such as Quality of content, Research and facts, and other SEO factors.
• Do not overstuff your content with LSI keywords and use only those keywords which are relevant to your topic. You can also use synonyms and word combinations. Re-read your content and remove any words that do not match.

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Drupal SEO-Friendly URLs For Google First Page Rankings

Google First Page Rankings and Drupal

Drupal SEO-Friendly URLs to Get Your Drupal Site Listed in Google

Drupal manages the URL aliases for your Drupal site.

The URL aliases are the addresses for your website. A node is a content item for your Drupal site and the following address represents the first content item for a node within your Drupal website:

Default URLs for new content on a Drupal website: /node/1
URL Alias module allows new content added to become more human readable and most important, SEO-friendly: /articles/title-of-the-article
This format is not exactly human-friendly, nor is it SEO-friendly. Let’s fix it…

Drupal Search Engine Optimization (SEO)

Building a professional business plan includes SEO for your Drupal website. It’s that important!

When you first install Drupal, by default, you will most likely have “Path Auto” enabled. This is the reason your URLs are not by default, user-friendly. The good news is that this is an easy fix.

Drupal Modules

Drupal out-of-the-box is pretty lean. It doesn’t do a whole lot. But there are over two-thousand Drupal modules that can be easily installed and enabled to enrich your Drupal website. Contributed modules provide new features for your Drupal website. Just like the App Store, if you need something, there is probably a module for that. When you’re looking for a new “feature”, you are looking for a Drupal module. Modules can also change how existing features work.

Modules for Clean URLs

There are a couple of modules that allow us to automatically change URLs to something more memorable. It gives us more human-readable, search engine optimized “friendly” URLs. This is very important for the long-term success of your Drupal site.

SEO-friendly URLs can help you achieve the business success you are looking for. Install the Drupal PathAuto and Token modules. Once you have these two two modules installed and enabled, it will remedy your ugly URLs problem.

PathAuto (requires Token) – this module automatically generates URL/path aliases for various kinds of content (nodes, taxonomy, terms, users) without requiring you to have URL aliases like “category/my-node-title” instead of “node/123″.
Token (provides a user interface for the Token API).
You can enable both of these modules at the same time (after you have them installed). If you do not have these modules installed and enabled already, you will want to download and enable them in your Drupal back end. You can download these modules at the Drupal website:

/project/pathauto
/project/token
Install both of these modules and enable them to benefit from search engine-friendly URLs on your Drupal site.

SEO-Friendly URLs Better Than Just Human-Friendly URLs

Now, you will notice that your Drupal URLs will take on a completely different pattern. The URLs will represent something such as /content/article-name

This is an improvement, but still not best practice because as your Drupal content increases, everything will be “content” plus the article name. So, let’s take your Drupal SEO a step further.

Hover on “Configuration”
Hover on “Search and Meta Data”
Hover on “URL aliases”
If your not seeing URL aliases, it’s OK since you just recently enabled these modules.

Enable Clean URLs

Enable this search and metadata option to make clean URLs possible for your site. This will allow user friendly URLs like example.com/user instead of example.com/?q=user

To accomplish this, it’s pretty simple.

Hover on “Configuration”
Hover on “Search and Meta Data”
Hover on “Clean URLs”
Put a check mark in the “Enable Clean URLs” box and click the “Save Configuration” button.
Once this is done, you will notice that your new content will have human-friendly URLs.

Setup Patterns For Your URLs

Setup patterns by clicking on the “Patterns” tab on the top of your Drupal dashboard.
Highlight /[node:title] with your mouse and copy.
Advance to the next “pattern” field that is empty.
Type the name for each path and paste. For example, for your “book” content type, you will have the pattern book/[node:title]
Complete this step until every pattern is defined.
Click “Save Configuration”

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What a Rank Tracker Can Do for You

If you can find a tracker that can be customized, the better. You may need to track your position ranking globally or even locally so as to make some decisions. You can also monitor universal listings and map listings, and even the rank of your competitors very easily. You would be better placed when you choose a tracker that gives you unlimited access.

Geo-specific kind of rankings

There are trackers that can give you Geo-specific rankings even if not in the area you reside in. A tool, which is able to track the positions accurately regardless of what you choose, is, ideal, as it will give you so much more than bargained for.

The keyword tools

The best trackers make it possible to have all research tools in the same place. When the sources are used together, they can come up with the wide range of keywords that you may not have been able to find anywhere else. When new keyword ideas come up, they are automatically grouped according to the topics. You can analyze and to target whole keyword groups without the need to go through all the terms.

Reinvention of keyword analysis

Apart from finding many keywords that you can use, you will be able to pick the very best ones and give them the priority they need for the targeted audience. A rank tracker can also calculate the difficulty of a keyword. All SEO strengths are assessed and compared to your competitors. This helps you pick keywords that stand out and definitely attract traffic.

Custom reports

The best trackers have customizable reports and they are designed to support different devices. Sharing such reports should be easy and they should be easy to upload. You can even automate some trackers where you set up some tasks for a scheduled time and the tracker will come up with reports and have them delivered to the clients as an attachment or a direct link.

Why you should use trackers

Keyword trackers are important in today’s marketing which is mainly done online. A good tracker is able to give the most accurate ranking information as well as intelligence. This means that you will receive some very clean reports that are very easy to customize including the data which is relevant to every client.

You should choose a fast rank tracker. It is always so frustrating to have to wait for a long time for the tracker to load and give results from different search engines.

What to do after you get the ranking results

After you have done the keyword research successfully and you have a list of the best keywords in hand, you should start tracking the site’s rankings. Even though it seems easy, some preparations need to be done so as to ensure that you do not track the correct things and in the correct manner.

You need to select the target search engines, specify the location, choose landing pages, set up the tracking for universal results, add competitors, and the preferences. When this is done, rank tracking becomes very easy.

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Basic SEO Keyword Placement to Make Money Online

If you have been following my Online Marketing with SEO work, and have had your share of late nights trying to understand SEO then you will know that Online Marketing and SEO is not as easy as is sometimes suggested. But you will also know if you started without Keyword Placement, that you have wasted valuable months and even years. Not to mention all the costs like Blog and Email List Hosting, and it’s all because of simple misdirection an incorrect Keyword Placement.

Keyword Placement is the one single most important factor which determines your rate of growth, next to compelling content. Absolutely everything you do online from Blog SEO, Blog Posts, Comments, Forum Discussions, Publishing, Solo Ads and the rest of the never ending methods of attracting visitors is based on Keyword Placement. And as I have recently discovered, the correct Keyword Placement can have your Blog, Video, Articles and E-Books show up on the First Search Result Page in a matter of Days not Months or Years.

One need to always consider and accept the fact that targeting the correct audience will require preparation and proper planning. But also that targeting an interested audience is the only way to make money online regardless of your method, be it Blogging, Affiliate Marketing or otherwise.

Another common SEO mistake is submitting a Site Map to Google, because if you do not then Google cannot find its way to your Blog. A Site Map reveals the Keywords and Keyword Phrases which describes your work best so it can be categorized accordingly. Submitting a Site Map is easily done by installing a Plugin like “All in One SEO” or “Google XML Sitemaps”, but you also need to check in the “Google Search Console” that the Sitemap is indeed accepted and understood.

I recently had an “HTTP 404 Error” on my Blog Sitemap, which kind of freaked me out just a little because I was under the impressions everything was completed successfully. And after some intensive research I found that this appear to be quite a common problem, but easily fixable.

Now a Sitemap URL normally end with “/sitemap.xml”, but sometimes an extra (Dot/Full Stop) is added at the end from inside the Google XML Sitemaps Plugin and may be one of the reasons for the “HTTP 404 Error”. Luckily this is easily rectified by simply deleting the old Sitemap from the Google Search Console and simply copy/paste the Sitemap URL from the Plugin, only discarding that last full stop.

But let’s get back to Keyword Placement, just thought I’d better share some latest findings that made a huge difference to my own Sites and Videos Ranking Capability. The first few lines of your content is also your most profitable lines to work with, because that is how your Content get Categorized by All Major Search Engines like Google and Bing. Which is why the Site Title (H1 Header) and Post Title (H2 Header) with Widget Titles (H3 Headers) and the first 160 Characters of your Content Body is the only way you will make money online with your Blog.

The challenge however is to use those Search Phrases as part of Description Context and not just cram a bunch of Search Phrases in there that makes no sense. Within a Description the Search Phrase targeted should appear at least 2 – 3 times, and can prove a lot more challenging when using Search Phrases in Context.

For best results with Keyword Placement it’s always advised to try and create a fusion between your site Long Tail and Short Tail Keywords, and then include these Search Phrases in both Title and First 160 Characters because that is normally recognized as your Content Description.

That is the Description you may also see in the Meta Description of sites on a Search Result Page in Any Major Search Engine. You have the Site Title normally at the top in Blue, then the URL right beneath it in Green with the Description Text in Black. You may also notice some Keywords in Bold within the Meta Description, which will be the Keywords the Site currently Ranks for.

Exactly which Keywords and Search Phrases to use will be different to each person depending on the Niche you choose to make money online with. It is always better to target Keywords and Search Phrases with a High Search Volume and a Low to Medium Competition, but even then it may take a while to actually appear in Google Search Results.

Search Engine Optimization is quite basic and mostly Logic once you get the hang of it, but it is the less travelled path for a reason. While actual Ranking may increase quite rapidly with correct Keyword Placement, it may involve weeks and even months of proper research to obtain those relevant Keywords and Search Phrases.

You may even end up changing the Blog and Post Title a few times in the Meta Description, but when you do be sure that you also check on the Sitemap in the Google Search Console. Remember that when you change Keywords and Search Phrases the entire Sitemap also changes, and if you do not update that it will be like giving Google the Wrong directions to your site.

Proper Search Engine Optimization really is as simple as merely telling All Major Search Engines exactly what your Blog, Video, Article or any Content is about. The basics always come down to Title, Description and how many times the Search Phrase appear.

Keyword and Search Phrase Placement is your Direction, and it’s So Much More Important than Speed. Making Money Online is a Numbers Game of how many hours, days, weeks, months and even Years you’re prepared to keep going.

Post Title Tip – Try avoiding words like “and” or “at” in a Post Title because this will sometimes show up as a Special Character (&@$%) which is not considered SEO Friendly and will decrease your Blog SEO Score.

This also goes for Video, Article and E-Book titles because at some point in time those Titles are going to show up in Google Search Results. Which is why it is so important to use the Search Phrases in Context because that is the Description that a Visitor will read.

This is also part of the “First Impression”, what does your potential buyer see when they look at the Meta Description on the Google Search Result Page? Do they see a desperate attempt at a sale, or an actual professional suggestion to relevant, unique and compelling content?

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Easy Ways to Make Money Online

If you’ve been looking for easy ways to make money online, I’m sorry to disappoint you. Don’t get me wrong. Easy ways to make money online do exist. However, they are not going to be found on any list you come across on the Internet. Why? Because most of those “easy” ways don’t really work.

Do they work in reality? Not really. Will you earn extra money doing it though? Sure, but you will also make more from your nine to five job. The hard truth is that there are only real easy ways to make money from home.

What are these easy ways to make money from home? Well, for starters, you could write blogs for other people. You could also use social media as a way to make money from home. In either case, you will have to set up your own blog or website.

You could also sign up with an affiliate program and sell other people’s products. If you’re selling someone else’s product, all you have to do is display the link on your site. From there, visitors to your site will click on the link and then make a purchase. That’s pretty simple, but if you can find a way to make extra earnings, your earnings could be very substantial.

However, what if you can’t find any extra tools to help others? That’s fine. You can still make extra money by selling your skills. There are plenty of individuals who are interested in selling their skills to others. You can teach them how to do something, and then once they’ve learned the technique, you charge them a fee. Some folks won’t mind paying a fee to learn something new, and if you can make your tutorial downloadable and easy to follow, you can have a booming internet business selling other peoples’ skills.

Finally, you can earn money from home by developing your own website. This is probably the easiest way to earn a side income from home. It won’t make you rich, but it will help you supplement your income. And it’s a great way to help your loved ones. If you’re looking for a fun way to make extra cash at home, you can’t go wrong by exploring all the possibilities.

The truth is that there are several different ways to make money from home. It’s important to explore all your options, as it varies greatly from person to person. That’s why it’s so crucial to have extra tools to use. However, if you can’t find any extra tools, you’ll have to develop some on your own. It varies wildly. And it will largely depend on what kind of skills you possess.

Extra tools for extra earnings are basically everywhere. You just need to be resourceful. But you should also realize that you won’t be paid an hourly rate by any means. The earning potential can be quite great, but it depends on your ability to market yourself. So as long as you have a product or service that people want, you could earn a side income with ease.

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Essential Tools Necessary for Professional Carpet Cleaning

Carpet is an integral part of floor decor, uplifting the visual appeal of the space with its sleek texture. However, these carpets are prone to wear and tear due to daily foot traffic, dirt, dust mites and occasional spills. To ensure a clean and well-maintained carpet, periodic carpet cleaning using the right tools and equipment is of paramount importance. Cleaning with the standard home cleaning supplies simply does not produce the desired result.

Here are the five most widely used equipment used by professionals for a thorough carpet cleaning.

Portable Cleaning Tools
For smaller areas, carpet cleaning experts use portable equipment, which are relatively large machines but is easy to carry. These machines are available in various types depending on the purposes of their uses. The portable equipment is designed for various methods of carpet cleaning based on the kind of carpet and the customer’s preference like carpet shampooing, bonnet cleaning, encapsulation, hot water extraction or dry carpet cleaning. Professional companies carry most of these portable tools with them to perform cleaning, adopting various approaches with the machines for the different methods.

Some other portable types of equipment that professional services use are as follows:

Vacuum Cleaner: A vacuum cleaner is an essential carpet cleaning tool to tidy up the carpets and complete the cleaning procedure.

Defoamer: Foam can reduce the effectiveness of the cleaning process. Hence carpet cleaners use defoamer to remove the foam and speed up the drying process. These defoamers are a mixture of silicone or oils that are effective in removing the foam.

Air Scrubber: This device works as an air filtration system and is used during dry cleaning to get rid of airborne particulates, fungi, and foul odours from the carpet. The scrubber is used after a deep cleaning job to increase the air quality in the room.

Carpet Cleaning Wand: This is the primary tool in the cleaning process. The wand is used to spray the cleaning solution as water jets, which is then sucked back through the vacuum slot in the equipment. While rotary cleaners work best for shaggy carpets, wool carpets are best cleaned with wands to prevent any kind of damage to the carpet fibres. It is not possible to use a pro extractor without one.

Crevice Tools:These are special tools to clean crevices like those between the stairs, areas that are difficult to reach and upholstery cleaning.

Protective Tools: To protect furniture and other items from suffering any kind of damage while cleaning, professionals use these protective accessories like furniture protectors, caution signs, straps, corner guards, and chemical racks.

Ventilation Assister: On completion of wet cleaning methods, service providers may blow fans to expedite the drying of the carpet.

Truck-Mounted Cleaning Equipment
These are heavy-duty cleaners suitable for cleaning larger spaces. However, it must not be inferred that truck-mounted cleaners are only used for larger commercial workspaces. There are many homes that opt for them due to certain advantages like these powerful cleaners do not mess the area cleaned since the machines draw water out of the building as the cleaning process continues instead of draining them into the toilet or sink.

These are some of the vital equipment necessary for deep cleaning of the carpet. It needs mentioning that the use of tools depends on the nature of the carpet and the type of cleaning service chosen. Before hiring the services of professional cleaners, it makes sense to find out the kind of carpet cleaning your want and if the service provider has the right tools and equipment to perform the job successfully.

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5 Ways All Online Businesses Can Benefit From Local Marketing

Even if you have an international business, there are many ways that you can benefit from locally based marketing. Local marketing can also be a key to catapulting you to global markets if you know what you’re doing and why you’re doing it.

1. Vastly Improves Your Search Engine Rankings

Location-based marketing helps you get a higher search ranking because whenever anyone searches for you in that location, you’ll show up in some of the first pages of search. Even if people don’t type their location, the local businesses show up first for each search. This gives you a fantastic opportunity to attract your audience using local marketing.

2. It’s Inexpensive and Has a High ROI

Many aspects of local marketing are free. For example, putting up content that has location-based keywords, adding information to various platforms that include the right keywords for your location will improve your search results without spending a dime. Adding location-based information to advertisements will generate even more return.

3. Engage with Customers More

When you are more focused on the customer’s location, you can take advantage of some of the automatic trust you get by being focused on a location in your SEO and advertisements. You can use your actual location to get started, even if you want your business to be an international or national business. However, you don’t have to. You can focus on anyone’s location if you know you have an audience there.

4. Attract More Customers

Locally based marketing can help you attract new customers by placing the focus on one location at a time (you can do this simultaneously though) through your advertising and marketing methods. For example, if you know that you have a lot of clients in a region of Georgia in the USA focus your advertising and marketing there.

5. Become a Locally Renowned Expert

One fun and effective way to use local marketing to your benefit is to become a local expert. Start with your location or a major city near your location. Send out press releases, get interviews on local news stations, and submit articles in local publications. Then market each event that you do so that you soon become known as a local expert.

Local marketing can benefit any type of online business. It doesn’t matter if your business is only local or not. Of course, if your business is local, you’re going to benefit from local marketing even more. Ensuring that your business shows up in local search will attract more customers, ensure that you become more attractive yourself, and will enable you to become a local expert.

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Detailed Insight of Online Trading

Introduction:

Online trading has become very popular nowadays. Millions of people worldwide are engaged in this form of trading. It usually meant trading off stocks. It has become as common as doing shopping. There are three things that one needs to start doing this trading:

A device (mobile or computer)
A stable internet connection
A banking application
Enough funds and balance in a bank’s account

If someone has sound knowledge about the stock market and related formation, they can make amazing profits from it.

The functions of a broker:

An important part of online trading is a broker. He is someone who buys and sells things (assets) on behalf of others. Due to the advancement of technology, online brokerage has come into the picture. Online brokers are similar to normal brokers. They too buy and sell assets and do transactions between a buyer and a seller, but just on the internet.

A broker is an intermediary between the two individuals (buyers and sellers). A brokerage can be broadly classified into three types: Online brokerage, discount brokerage, and full-service brokerage. A discount brokerage usually helps to buy and sell assets but at a reduced commissioned rate. The third type is the full-service brokerage provides detailed information and assistance regarding online trading and the stock market, and everything else related to it. A broker has various functions to perform. Following is the list of functions of a broker explained in detail.

The primary function of a broker is to do something for an individual on his or her behalf on the financial side. It mostly includes buying and selling assets and looking after other transactions. There are other functions too, like providing information regarding trading.

Advantages of an online trading platform:

There are various advantages of this trading. It is usually simple and does not cost a lot of money. One has complete control over what they want to do on the platform. It is quick and convenient. Chances of errors are pretty less when it comes to online trading and using online trade apps. The user has the option to keep a check on the investment at all times. One of the most significant advantages of trading on online platforms is that users can get notifications regarding prices and other information via emails or messages. There are lots of trustworthy online trading platforms. Some of the popular ones are eToro, Upstox Pro, Zerodha KITE, Fidelity, and many more.

Some safety measures while doing trading:

One must not make a transaction using a public device or sitting in a cybercafé. One should log out every time after the job is done. Personal computers and mobile phones need to be secured from viruses by anti-virus software. Online trading can be very convenient, quick, and lucrative only if done properly, keeping in mind all the safety measures and being very careful during the transactions. Otherwise, one might end up losing a lot of money or funds in it.

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The Rise of Online Payment Gateways

The cashless payment system is growing exponentially with evolving payment methods, rising e-commerce use, enhanced broadband connectivity, and emergence of new technologies. Can increasing incidences of cyberattacks and spams hamper the growth of online payment market or will it continue to grow at a rapid rate?

The global digital payment industry is expected to hit the USD6.6 trillion mark in 2021, registering around a 40% jump in two years. The cashless payment methods are rapidly evolving with ground-breaking innovations such as mobile wallets, peer-to-peer (P2P) mobile payments, real-time payments, and cryptocurrencies. In the growing digital age, many payment technology companies are collaborating with traditional financial institutions to cater to the latest consumer and merchant preferences. Due to enhanced broadband connectivity, increasing mobile commerce, emergence of new technologies such as Virtual Reality, Artificial Intelligence, and rapid digitization, billions of people have started embracing contactless payments in both developed and emerging countries. Besides, surging e-commerce businesses, digital remittances, digital business payments, and mobile B2B payments are boosting the non-cash transaction ecosystem.

Cashless transaction method users across various generations are widely adopting the digital peer-to-peer (P2P) apps as they are more appealing and flexible to use. In-app payments or tap-and-go transactions take seconds at the checkout and allow users to make payments anytime and anywhere. Tokenization, encryption, Secure Sockets Layer (SSL), etc., offer multiple ways of securing payments while enabling digital transactions. Moreover, the users do not have to fill in information every time to complete the payment process. Thus, online payment gateways play a crucial role in the economic growth, enabling trade in the modern economy. With social distancing rules in place, digital payments have become an obligation for contactless transactions rather than just a transaction alternative to prevent the spread of coronavirus.

Digital Commerce Empowering Businesses
Electronic payment systems have become a crucial part of businesses as consumer inclination towards online shopping is expanding. With broadening internet penetration, increasing use of smartphones, and diverse options for e-transactions, most consumers are preferring online channels over traditional brick-and-mortar stores for shopping. Therefore, businesses are shifting online with an electronic payment solution to maximize their profit earnings. Automating the electronic payment system eliminates the scope of errors and saves a considerable amount of time and effort. High standards for detecting and preventing fraud in digital transaction systems and AI-based fraud detections protect users from security breaches. By providing the flexibility for making payments through credit/debit cards, mobile money, e-Wallet, etc., the businesses can expand their customer base. The electronic payment process improves customer satisfaction as customers do not need to count cash or deal with paperwork whenever they want to make the transaction.

Biometric Authentication Enhancing Security
Biometric authentication involves recognizing biometric features and structural characteristics to verify the identification of an individual. The verification method can involve fingerprint scanning, facial recognition, voice recognition, vein mapping, iris detection, and heartbeat analysis. With the rise in identity theft and fraud, biometric authentication has become a reliable and secure alternative for making digital transactions. According to a recent research, biometrically verified mobile commerce transactions are expected to constitute a massive 57% of the total biometric transaction by 2023. Biometric payment cards are also becoming popular as they support tap-and-go payments, allowing users to make faster digital transactions. The digital payment technology provider, Worldline is partnering up with the French FinTech, A3BC (Anything Anywhere Anytime Biometric Connection), to protect mobile phones from intrusion with a two-factor authentication process. The combined solution eliminates identification through a single touch, rather it recognizes fingerprints through a picture of the hand. MasterCard is planning to bring FinGo’s vein-scanning payment solution that facilitates users to authenticate transactions.

Dominance of Mobile Wallets
In 2019, mobile wallets overtook credit cards to become the highly adopted payment type globally. Digital wallets offer flexibility to users to store multiple payment methods in one digital home and turn cash into electronic money required for online or in-store purchases. Financial institutions have already started to embrace the digital wallet trend by offering virtual cards to business customers. The virtual cards stored in digital wallets consist of details like 16-digit card number, CVV code, date of expiry and work just like the physical plastic card. Currently, only 37% of merchants support mobile payments at the point of sale, but with the rising adoption, merchants are willing to invest in technologies facilitating digital wallets. The virtual wallets can save money due to low processing costs as they limit transaction values and frequency. Artificial Intelligence (AI) is improving the user experience with regards to transactions with ChatBots, designed to execute and robotize essential exchanges as per the user’s interest. Besides, cryptographic money-based e-wallets are being embraced by new companies to small-medium organizations for storing digital money. Smart voice technology is contributing to the growth of smart voice wallets ever since Amazon propelled the principle of this platform, which is now being followed by Google and Apple.

E-Commerce Boom Accelerating Digital Payment Market Growth
E-commerce growth at an exponential rate is creating shock waves, and the sonic boom is reverberating across the FinTech sector. The growth of many e-commerce companies is driven by the kind of financial services they provide. Digital transactions make it convenient for the buyer and seller to make transactions and remain loyal to the market space. The COVID-19 pandemic added a different dimension to e-commerce innovation, introducing newer trends such as payment alternatives at checkouts (not with digital wallets), virtual cards, QR codes, and other touchless transactions. Besides, the Buy Now Pay Later (BNPL) trend is dominating the e-commerce industry as it relieves the financial burden on the buyer. BNPL involves a soft credit check, so the consumers can buy what they need, keep the inventory moving, and pay overtime without affecting their credit score. BNPL provides businesses with much-needed liquidity and greater flexibility at the checkout.

Influence of COVID-19 Pandemic on Digital Payment Market Growth
Digital payment systems have moved beyond their peer-to-peer (P2P) transfers and bill payments. The COVID-19 pandemic allowed digital payment systems to showcase their strengths, such as a strong understanding of hyper-local markets and its ability to establish strong local partnerships. Businesses and consumers increasingly “went digital” for providing and purchasing goods and services online. When the pandemic hit, people did not want to touch or exchange cash due to the paranoia of catching the infection from physical currencies. Several governments around the world introduced digital financial transfers to provide COVID-assistance. Owing to lockdown measures, consumers shifted to online platforms, which catapulted the demand for digital payment systems. Now, digital platforms have become an essential component of people’s lives, and consumers are more likely to continue shopping online in the post-pandemic period. The dramatic shift in consumer behavior is likely to augment the demand for e-payment systems even more. Therefore, companies are focusing their attention on digital mediums to meet the new customer demands and thrive businesses in the changing market scenario. Organizations are reimagining customer journeys to reduce friction and provide new security features. Payment companies such as PayPal and Square Cash are staffing up across the board to better understand the rearrangement of societal norms and stabilize the business in the near future.

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Benefits of Credit Card Machines for Business

Other than credit card machines, technology has produced many notable effects, including the credit card machine. In the 21st century, people open themselves up to technology from the very center of their being. It has the added benefit of leading to an increase in the use of credit and debit cards. Additionally, the coronavirus’ arrival has also contributed to the increased use of contactless transactions. EMV cards are replacing magistrate premium cards. EMV chip cards give you the ability to make contactless payments. The merchants must have advanced payment terminals to accept such payments.

Credit and debit cards are used almost exclusively in today’s business world. To take your business to the next level, you must associate it with a credit card machine. The processing and payment services you need for online sales include a merchant processor that provides you with an online payment gateway. There will always be online modes that people will prefer to use, regardless of the volume of transactions. As a result, you have to use an advanced piece of equipment, such as a credit card machine, in tandem with your business.

Advantages:

Just because we’re living in the 21st century, it’s impossible to conceive of life without modern technology. A large number of businessmen prefer to stick to established business models. However, sometimes you have to alter your plans according to the current situation. This means that you need to be one step ahead of everyone else in the business. You will lose customers otherwise. An establishment that gets access to a credit card machine will enjoy countless benefits. Listed the benefits; so, don’t miss the following:

Obtain Legal Recognition for Your Company:

Accepting card payments using digital payment terminals is a legitimate business practice, so it should help your company a lot. The card brand name will be printed on the POS, and thus the customers will have no problem noticing it. This logo will be featured on the same online marketplace as well. The greater the number of customers from outside the country, the more money you’ll make.

Increase Your Profitability:

To accept various forms of payment, like credit cards, Google Pay, Apple Pay, and more, use a credit card machine at your business. Creating a positive impression on your customers is quite simple, but it also keeps your customers loyal. A credit card machine, thus granting flexibility in the ecosystem of online payment, provides customers with many payment options, thus allowing them to pay bills in various ways.

How to stay ahead of the competition:

Many businessmen have not yet fully embraced digital equipment, making small-business models in the early stages of transition. To accept online payments, your business equipment must be upgraded. If customers are no longer carrying cash, you can outpace your competitors. Research has shown that when customers use their cards to make a purchase, they spend more. Additionally, because you will make a substantial profit from accepting card payments, it’s highly recommended that you do so.

Cash Flow Improving Measures:

The customers’ card payments get settled quickly when they pay with a card. Everything is done electronically, so you don’t have to go to the bank to deposit the money. Additionally, you don’t have to wait for customers to pay you. Your cash flow will thus improve.

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